The Skilled Attorneys You Need After A Serious Car Accident
Everyone who has been behind the wheel of a car understands that car accidents are a risk of the road. Unfortunately, serious injuries are common in many cases. If you have been injured in a car accident, having an experienced and caring attorney on your side can make all the difference.
At Carlson & Jones, P.A., car accident victims turn to us with confidence. We have over 70 years of combined experience serving clients in Minnesota. We are dedicated to providing exceptional legal representation and personalized attention, and that dedication begins with a free initial consultation.
Why Hire A Lawyer After Your Accident?
While some auto accidents are unavoidable, many are the result of driver negligence. Car accidents are commonly caused by:
- Failure to yield right of way
- Failure to look both ways before turning
- Negligent, distracted or drunk driving
- Poor recognition of a vehicle’s blind spots
- Speeding, reckless or aggressive driving
While this is not a complete list, many accidents are the result of similar circumstances. These types of accidents – caused by negligent or careless drivers – can lead to serious injuries. Our dedicated team of attorneys is well-versed in injury law and well-equipped to help you pursue all possible sources of compensation.
Car Accidents In Minnesota: A Guide To Your Claim
No-fault car insurance laws can add an unexpected layer of complexity to the aftermath of an accident in Minnesota. Since only a handful of states follow this system, most victims are unfamiliar with the claims process.
Understanding How No-Fault Claims Work
Minnesota is a “no-fault” state, so all motorists must carry Personal Injury Protection (PIP) coverage. As such, you would look to your PIP for initial:
- Medical treatments
- Lost wages
- Injury rehabilitation
- Funeral expenses
It may also help with other expenses, such as the costs of having someone come in and do the chores you can no longer manage.
When The No-Fault System Is Insufficient
Although no-fault systems provide crucial financial support, they fall short of covering intangible losses that impact your life. With life-changing injuries, you may have grounds to step outside the no-fault boundaries for further compensation.
Generally, this involves filing a third-party claim with the other driver’s insurer or a personal injury lawsuit. However, your accident-related medical expenses must exceed $4,000, and (or) you suffer significant disability or disfigurement for 60 days or longer.
In Minnesota, you have six months to initiate a PIP claim and two years to seek compensation through an injury lawsuit.
The Role Of Negligence In Your Accident Claim
While fault may not directly determine who pays for your initial medical losses, negligence still plays a role in your claim.
Minnesota uses a modified comparative negligence system that reduces compensation based on the percentage of accident fault. If found more than 50% responsible for the crash, you may be ineligible for compensation.
The Legal Process And Timeline
While the statute of limitations on car accident claims in Minnesota is six years, you do not want to wait that long to get started. Early action can help preserve evidence and get your claim settled faster.
Unfortunately, it is difficult to predict how long it may take to resolve your claim, especially if it is complicated. The vast majority of claims are resolved through negotiation, and a Brainerd car accident lawyer can help you learn more.
The Physical And Financial Consequences Of A Crash
While car accidents can lead to significant property damage, they can also lead to astronomical medical bills. Many assume that health insurance will cover their medical costs, but that is not always the case; some individuals require treatment out of network or are forced to pay high deductibles, increasing out-of-pocket expenses. Examples of common injuries in auto accidents include:
- Whiplash or other neck and back injuries leading to chronic pain
- Hip and knee dislocations that could lead to significant rehabilitation
- Broken bones that could damage nerves
- Head injuries, including concussions and contusions
- Brain trauma and spinal cord injuries
- Serious or even life-threatening bleeding
These are only a few of the many victims who may suffer in a car accident. If these injuries require surgery or a hospital stay, the bills can place any family under a significant amount of financial stress. For these reasons and more, you need an experienced, aggressive law firm to help you recover the financial compensation you deserve.
Talk To Us About Your Legal Needs In A Free Consultation
The attorneys at Carlson & Jones, P.A., are ready to answer any and all questions you may have regarding injuries sustained in a car accident. If you or a loved one has been injured by a negligent driver, call us today at 855-762-6548 or reach out online to learn more about how we can help you. We have offices in Buffalo, Brainerd, Hutchinson and Minnetonka, and the initial consultation is always free.